Dan Kimerling is Founder and Managing Partner at Deciens, an early-stage fintech VC and investor in Chipper Cash, Treasury Prime and many others. Prior to starting Deciens, Dan co-founded Standard Treasury and served as its CEO until its acquisition by Silicon Valley Bank. Standard Treasury was one of the earliest
Amias Gerety is a partner at QED with a specific focus on infrastructure, insurtech and payments. Prior to QED, Amias served as the President’s nominee and as Acting Assistant Secretary for Financial Institutions at the U.S. Department of the Treasury. In that role, he was the lead advisor
A framework for thinking about uncertainty, risk, valuations, upside, “smart money,” and incumbent positioning, built through an analysis of the First Fintech Cycle, circa 2007-2023.
Luca Prosperi is the co-founder and CEO of M^ZERO LABS_, a team building a new backend for the banking system. Luca is a deep thinking analyst, economist and builder, with a background in institutional finance, alternative and credit investments and more recently DeFi lending and governance. Luca publishes analysis
One framework I have for thinking about fintech involves three simple categorizations: fintechs as financial institutions, fintechs as tech companies, and fintechs as consumer discretionary businesses. This framework is particularly useful for consumer & SMB fintech, but it can often be extended to B2B, too. Depending on the audience, market
I, many friends, our entire industry, and perhaps you are reeling from the rapid collapse of three US banks serving the broader tech & crypto sectors: Silicon Valley Bank, Silvergate and Signature. Much fantastic analysis has been done on the causes and impacts of the bank failures themselves, including some
Sheel Mohnot is Co-Founder and General Partner at Better Tomorrow Ventures, an early-stage fintech VC currently investing out of its $225m second fund. Sheel is a former founder, having built a tech-first card processor way back in 2010 which was quickly acquired by Groupon. Since 2014, Sheel has been angel