Innovation in the First Fintech Cycle
A framework for thinking about uncertainty, risk, valuations, upside, “smart money,” and incumbent positioning, built through an analysis of the First Fintech Cycle, circa 2007-2023.
Fintech
Fintech as Consumer Discretionary & Why It Matters
One framework I have for thinking about fintech involves three simple categorizations: fintechs as financial institutions, fintechs as tech companies, and fintechs as consumer discretionary businesses.
This framework is particularly useful for consumer & SMB fintech, but it can often be extended to B2B, too.
Depending on the audience, market
How to Differentiate in Early-Stage Fintech VC with Sheel Mohnot
What VCs and Founders Get Wrong About the Credit Business
Rebuilding Checking & Cash Management with Jiko
Payments, Credit and Vertical SaaS with Matt Brown of Matrix Partners
