Bridging Permissionless DeFi and Regulated On-Chain Finance with Predicate
“Our vision is that more large organizations, fintechs, and financial institutions will deploy on-chain financial products.”
Rebank is sponsored by:
Nikhil Raghuveera is the Co-Founder and CEO of Predicate, a company building on-chain policy infrastructure that enables organizations to set programmable, enforceable rules for transactions within blockchain-based financial systems. Predicate’s technology underpins compliance and policy enforcement for next-generation stablecoins, privacy protocols, and real-world asset tokenization platforms.
Before founding Predicate, Nikhil was Head of Strategy and Innovation at Celo, where he led many of the blockchain’s early Web3 deployments and helped shape its evolution from a Layer 1 to Layer 2 network. He has also been a Senior Fellow at the Atlantic Council, focused on digital asset policy and the future of global financial systems.
Please enjoy the following insights from Nikhil Raghuveera.
Fed Access for Stablecoins
Skinny master accounts may soon let stablecoin issuers plug directly into Fedwire and ACH—no intermediary banks required. That’s a turning point for settlement speed and on-chain/off-chain interoperability.
🎬 Watch: The Fed’s Next Move on Stablecoin Infrastructure
https://youtube.com/shorts/p7dADlW2Gxc?feature=share
Stablecoins -> Tokenized Assets
Every stablecoin dollar will be backed by and/or invested in a tokenized asset.
As yield-bearing instruments move on-chain, expect stablecoins and tokenized treasuries to converge into a single financial layer.
🎬 Watch: How Stablecoins Power Tokenized Finance
https://youtube.com/shorts/XSQxkkkQI-A?feature=share
Compliance at Internet Speed
On-chain transactions move too fast for manual review. Predicate enforces complex policy rules before execution—covering RWAs, DEX pools, privacy systems, and stablecoin issuers.
It’s programmable compliance for the new financial stack.
🎬 Watch: Building Policy Infrastructure for On-Chain Finance
https://youtube.com/shorts/Cnjeout568s?feature=share
Public Chains, Private Logic
Permissioned blockchains trade openness for control. Predicate’s view: the future runs on public chains—Ethereum, Solana, etc.—where institutions can set programmable rules, instead of private gates.
🎬 Watch: Why Public Blockchains Win Institutional Trust
https://youtube.com/shorts/qU6RKiA1zR8?feature=share
From Walled Gardens to Open Finance
Most tokenized securities today live behind walls. Real growth starts when fintechs and FIs launch truly on-chain financial products, leveraging composability and smart contracts natively.
🎬 Watch: The Next Wave of Institutional On-Chain Products
https://youtube.com/shorts/hqMXt0jJM5g?feature=share
Demand Follows Instant DvP
Tokenized finance doesn’t run 24/7 yet—friction and missing rails block true instant settlement. Once stablecoins and tokenized assets achieve instant, DvP convertibility with zero counterparty or settlement risk, the floodgates will open.
🎬 Watch: Why Instant Convertibility Unlocks Tokenization
https://youtube.com/shorts/RPAyD0g6Yho?feature=share
From One-Off to Whole-Book Asset Tokenization
We’ll soon move past single-asset tokenization. Incumbent intermediaries—CSDs, transfer agents, fund admins, asset managers, banks—will eventually tokenize their entire books at once.
🎬 Watch: The Shift to Whole-Book Tokenization
https://youtube.com/shorts/DInCqtW1JbY?feature=share
🎬 Watch the Full Episode
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