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The world is crazy for Pokémon GO, Niantic Labs’ augmented reality game for iOS and Android. Stitching together a few core mobile device functionalities, the game creates an experience unlike most games to ever hit the market (Ingress, a precursor to Pokémon GO, was launched in late-2013 but gained limited

The Explosion of New Tech Is Speeding Up It’s all about tech these days, and it will continue to be for years to come. Moore’s law and cloud-based storage and processing capabilities combine to give mobile devices enormous power and to support cheap, scalable technologies. Historically, technology was

There is a missing link in the evolution of banking, and it impacts how much value businesses get from banking technology. The antiquated, process- and infrastructure-heavy banking propositions still offered by incumbent banks are being challenged by the futuristic, digital-only models promoted by soon-to-be neo-banks. The former continue to serve

In the first digital automation paradigm, the one in which we currently live, technology has enabled companies to enhance profitability by reducing the cost of delivering their products and services. Self-service across travel, ticketing, fixed and mobile telephony, TV & internet, shopping, insurance, investments, banking and more have shifted the

The banking sector is watching with bated breath as the first wave of retail-focused digital challenger banks prepare to go live in the UK. Atom Bank recently launched a savings product, but its full offering won’t be available until later this year. Tandem, Mondo and Starling are also scheduled

As discussed previously, incumbent banks in the UK need to move now to protect their market position from a growing number of challenger banks lining up to offer improved banking services to customers. Banks in other countries have adopted various strategies for continuing to innovate and protect market share against

In the UK more than in many other countries, there is a dichotomy between traditional, incumbent banks offering relatively dated products and delivery, and generally falling well short of customer expectations, and new, digital challengers seeking to reimagine banking with Apple-like elegance, intuitiveness and user experience. Despite its position among